CD Calculator to calculate how much money you will earn on a Certificate of Deposits account. The Certificate of Deposits calculator will generate a CD table that shows you monthly or annual earnings.
| Month | Total Investment | Interest | Total Interest | Ending Balance |
|---|---|---|---|---|
| 0 | $30,000 | $0 | $0 | $30,000 |
| 1 | $30,000.00 | $122.22 | $122.22 | $30,122.22 |
| 2 | $30,000.00 | $122.72 | $244.95 | $30,244.95 |
| 3 | $30,000.00 | $123.22 | $368.17 | $30,368.17 |
| 4 | $30,000.00 | $123.72 | $491.89 | $30,491.89 |
| 5 | $30,000.00 | $124.23 | $616.12 | $30,616.12 |
| 6 | $30,000.00 | $124.73 | $740.85 | $30,740.85 |
| 7 | $30,000.00 | $125.24 | $866.09 | $30,866.09 |
| 8 | $30,000.00 | $125.75 | $991.85 | $30,991.85 |
| 9 | $30,000.00 | $126.26 | $1,118.11 | $31,118.11 |
| 10 | $30,000.00 | $126.78 | $1,244.89 | $31,244.89 |
| 11 | $30,000.00 | $127.30 | $1,372.19 | $31,372.19 |
| 12 | $30,000.00 | $127.81 | $1,500.00 | $31,500.00 |
The table below shows how much the $5,000 would grow based on the APY and the number of years.
| Year | APY | Final Amount |
|---|---|---|
| Year 1 | 1% | $5,050.23 |
| Year 2 | 1% | $5,100.96 |
| Year 3 | 1% | $5,152.21 |
| Year 4 | 1% | $5,203.97 |
| Year 5 | 1% | $5,256.25 |
| Year 1 | 1.5% | $5,075.52 |
| Year 2 | 1.5% | $5,152.18 |
| Year 3 | 1.5% | $5,229.99 |
| Year 4 | 1.5% | $5,308.98 |
| Year 5 | 1.5% | $5,389.17 |
| Year 1 | 2% | $5,100.92 |
| Year 2 | 2% | $5,203.88 |
| Year 3 | 2% | $5,308.92 |
| Year 4 | 2% | $5,416.07 |
| Year 5 | 2% | $5,525.39 |
| Year 1 | 2.5% | $5,126.44 |
| Year 2 | 2.5% | $5,256.08 |
| Year 3 | 2.5% | $5,389.00 |
| Year 4 | 2.5% | $5,525.28 |
| Year 5 | 2.5% | $5,665.01 |
| Year 1 | 3% | $5,152.08 |
| Year 2 | 3% | $5,308.79 |
| Year 3 | 3% | $5,470.26 |
| Year 4 | 3% | $5,636.64 |
| Year 5 | 3% | $5,808.08 |
| Year 1 | 3.5% | $5,177.83 |
| Year 2 | 3.5% | $5,361.99 |
| Year 3 | 3.5% | $5,552.70 |
| Year 4 | 3.5% | $5,750.20 |
| Year 5 | 3.5% | $5,954.71 |
| Year 1 | 4% | $5,203.71 |
| Year 2 | 4% | $5,415.71 |
| Year 3 | 4% | $5,636.36 |
| Year 4 | 4% | $5,865.99 |
| Year 5 | 4% | $6,104.98 |
| Year 1 | 4.5% | $5,229.70 |
| Year 2 | 4.5% | $5,469.95 |
| Year 3 | 4.5% | $5,721.24 |
| Year 4 | 4.5% | $5,984.07 |
| Year 5 | 4.5% | $6,258.98 |
| Year 1 | 5% | $5,255.81 |
| Year 2 | 5% | $5,524.71 |
| Year 3 | 5% | $5,807.36 |
| Year 4 | 5% | $6,104.48 |
| Year 5 | 5% | $6,416.79 |
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