Privacy Policy

Last updated: March 28, 2026

At CD Calculator, your privacy is our absolute priority. We believe that your personal financial data firmly belongs to you, and our systems are designed from the ground up to respect that.

Data Collection and Usage

Our core calculation tools are built to run entirely inside your own web browser. When you use our cd calculator apy tool, the sensitive inputs you enter—such as initial deposits, interest rates, term lengths, and tax brackets—are NEVER transmitted to, saved on, or processed by our backend servers. All mathematical processing happens locally on your device to ensure maximum privacy and security.

Cookies and Analytics

We may use standard, privacy-focused analytics services to understand how visitors generally interact with our website to improve user experience and fix bugs. These tools may use basic cookies to collect standard, anonymous internet log information and visitor behavior information in an aggregate form. We do firmly commit to not tracking individual users or linking this anonymous data to any personally identifiable information.

Google AdSense and Advertising Cookies

We use Google AdSense to display advertisements to our users. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to our website or other websites. Google's use of advertising cookies enables it and its partners to serve ads to our users based on their visit to our site and/or other sites on the Internet.

You may opt out of personalized advertising by visiting Google Ads Settings. Alternatively, you can opt out of a third-party vendor's use of cookies for personalized advertising by visiting www.aboutads.info.

Third-Party Links

Our website content may occasionally contain links to external sites (such as the FDIC or NCUA) that are not operated by us. Please be aware that we have no control over the content and active practices of these third-party sites, and we cannot accept responsibility or direct liability for their respective privacy policies. We encourage you to review their policies independently.